5-Year Breakdown: What Happens When You Lease vs. Finance Heavy Equipment?
Have you ever wondered what really happens over five years when you lease vs. finance heavy equipment, and which choice actually saves your business money? Deciding how to pay for heavy equipment is a long-term commitment that affects your cash flow, taxes, project capability, and total financial health. Many business owners feel stuck trying to choose between leasing, traditional loans, or SBA 504 equipment financing, especially when every option seems to come with pros and cons. The truth is simple: long-lasting decisions become easier when you understand the real numbers, the real risks, and the real opportunities behind each choice. In this guide, we break down five years of ownership vs five years of leasing and give you a complete equipment leasing vs financing comparison. Let’s walk through the full breakdown step-by-step. Why It Matters: Heavy Equipment Shapes Your Whole Business Your equipment IS your business. When your machine works, you make money. When it breaks, you ...